You’ve started the wedding planning process and quickly realised that they’re not cheap, are they?! Well fear not – you could save over £8,000 a year towards your wedding budget, by making simple changes to your daily life, without even batting an eyelid! Here’s how…
Cut out the coffees – 2 times a week saves £700 a year
Tough day at work? Late night? Time to get that caffeine fix – pronto! We all do it, but have you stopped to think about how much these mini fixes are setting you back each month? The average person in the UK spends a whopping £13.50 a week
on take out coffees, including the sweet treats that tempt you at the counter. That cost over the year amounts to just over £700! That could pay for all your bridesmaid dresses, or the majority of your wedding details.
Bye bye: Take-out coffees
Hello: Instant coffee in your reusable cup!
Make your own lunch – saves £600 a year
When you’ve had a long day and finally have the chance to put your feet up, getting prepared for the next day’s lunch may feel like a hassle you could do without. But with the average cost of take-out lunches costing a pretty penny, you could
save a bundle by taking an extra 10 minutes to prepare your meal for the next day. For the cost of one take-out lunch, you could buy the bread, fillers, fruit and crisps for the whole week, with some change!
Bye bye: Lunch meal deals
Hello: Home-prepared snacks
Take a walk not gym – saves £384 a year
We would never advise against keeping fit and healthy, but with gym memberships costing an average £32 a month,
with some as much as £70+, is it really worth the cash when you’re trying to save for the big day? £384 a year could
cover the cost of all your wedding stationery!
Bye bye: Gym
Hello: Runs in the fresh air
Plan the food shops – saves £3,000 a year
You’re looking at this thinking, ‘£3,000, yeah right!’, no doubt, but it really does add up, for multiple reasons. If you do a big food shop, and don’t plan ahead, there will inevitably be a ton of waste, because you put the curry off until the weekend and the meat has already expired. Or the veggies you bought to make those homemade fajitas have spoiled. Worse still, you may be a ‘buy what I need tonight’ shopper. Research has found that you can end up spending six times more a week on food shopping this way than if you had planned your weekly meals and bought the food accordingly. More visits to the local shop means more temptation to buy little extras you didn’t really want (or need!).
Bye bye: Sporadic shopping
Hello: Planned weekly food shops
Cut out the takeaways – saves £480 a year
We all deserve a treat, but how often are you getting that take out pizza? Prices vary from shop to shop, but buying just one takeaway a month could really add up over the course of a year. These savings could come in really handy, and you’ll have a healthier diet too, win-win!
Bye bye: Takeaways
Hello: Homemade meals
Ditch the cinema – saves £150 a year
Movie lovers will be keen to have their monthly fix of the big screen, but tickets can be super expensive, and when you chuck in the premium rates for the popcorn and drinks, you may find that the whole evening costs more than your average night out. With so many other great options out there, like Netflix at only £5.99 a month, you can watch loads of great movies and shows and spend a snip of the price.
Bye bye: Cinema
Cash only on nights out – saves £200 a year
You’re on a night out having fun with your friends, and the cash runs out. But you’re not ready to stop the party! Out comes the credit card. Something we’ve all been guilty of time and time again! However, one simple trick will ensure you can’t fall for this trap, even if you wanted to. Simply only take out the cash you wish to spend, covering drinks and a taxi home. This way even when you really want another one or two, your sober self has pulled in the purse strings!
Bye bye: Credit card
Hello: Cash only
Delete the shopping apps – saves £600 a year
Fear not, we’re not suggesting this as a full-time fix, but a temporary solution. Spending money has never been easier than nowadays, with apps aplenty, from eBay to Amazon. So one way to
stop the temptation is to delete the app until the big day has passed. Out of sight, out of mind…
Bye bye: Shopping apps
Hello: Healthy bank balance!
Local leisure (holidays) – saves £1,500 a year
If you’re the sort of couple that just HAS to have their annual trip away, consider swapping an overseas break for a UK getaway. Blighty has some incredible places to spend time away relaxing, from the beautiful beaches of Cornwall to fun city breaks in Manchester. Cutting out flights will certainly save you a bundle of money, too.
Bye bye: Holiday abroad
Hello: British breaks
Don’t upgrade your mobile phone – saves £350 a year
Your phone contractor is bugging you to upgrade your phone next month as your contract expires,
but are you happy with
your current phone? Do you need to upgrade? If not, don’t bother. You can pay the minimal phone tariff
on your lovely phone without having to fork out the extra £25-£40 a month for the new phone!
Bye bye: Expiring contract
Hello: Basic tariff
Total saved in year one = Over £8,000! So there you have it – making huge savings doesn’t have to mean big changes. What are you waiting for?!